Who better to get you into a Volkswagen than us? Volkswagen Finance offers competitive rates and the ease of taking care of everything in one place, at one time, right at Austral Volkswagen. Loan or Lease? We can help you figure out what's best for you.

Volkswagen Finance offers a range of products to suit your car finance needs. Briefly, these include:

• Consumer Loan - Volkswagen Finance's Consumer Loan product is a convenient and flexible way for you to obtain finance for the New or Used car of your choice. The vehicle is used as security for the loan, however you have ownership from the beginning of the contract. Upon the final payment you get clear title to the vehicle. A Consumer Loan is regulated under the terms of the Consumer Credit Code.
  
  
• Finance Lease - Leasing is a rental agreement between you and Volkswagen Finance where the rentals can be tailored to meet your individual needs. The residual value is set according to Australian tax life and depreciation guidelines. At the end of the lease agreement, you may, subject to our approval offer to purchase the vehicle for the residual amount. Finance Lease is for the business user.
  
  
• Corporate Hire Purchase - With a Hire Purchase agreement with Volkswagen Finance, payments can be tailored to meet business cashflow. You also have the option of purchasing the vehicle at any time during the life of the contract. This type of financing is traditionally for the business user and can be approved in the name of an individual or company.
  
  
• Novated Lease - a three-way agreement between Volkswagen Finance, you and your employer.
  
  
• Chattel Mortgage - a new, smarter approach to vehicle financing. A solution that offers you the immediate use of a vehicle for your business.
  
  
• Operating Lease - most suitable product for your business if you need to turnover your fleet on a more regular basis.